As part of its efforts to forgive federal student debt for certain borrowers, President Biden’s Justice Department recently announced new guidance for its attorneys to use when deciding whether to recommend that a bankruptcy judge discharge an individual’s federal student loans.
Previously, obtaining a discharge of a Debtor’s student loans through Bankruptcy was only possible in a very small percentage of cases because the standards for discharge were so difficult to meet.
However, the DOJ guidance has not only offered more clarity on how to meet the standards for a discharge, but has significantly loosened the standards for borrowers.
Under the Justice Department’s new guidance, Debtors will complete an “attestation form” and submit that for as part of a lawsuit that the Debtor files as part of his or her Bankruptcy case seeking the discharge of the loan. The Attestation will document whether certain criteria are met, such as having a present inability to repay the loan, having a future inability to repay the loan, and having made “good-faith efforts” towards repayment.
If these criteria are met, the Department of Justice will likely then recommend to the Bankruptcy Court either a full or partial discharge.
However, while the DOJ Guidance has provided much more clarity, it is highly recommended that you retain an attorney for the process of seeking a discharge of your student loans. This is the case because an attorney may best understand how you can meet the standards for a discharge, but can also help you navigate the process of filing the lawsuit seeking a discharge and negotiating with the Department of Justice to obtain its recommendation of a discharge to the Court.
Please contact us to discuss your options. You can also start the process by logging in to our Student Loan Toolbox and completing the information requested.
Unfortunately, injuries caused by the negligence of another are not uncommon. If you fall victim to such a circumstance, it is beneficial for you to retain a personal injury attorney in Columbia, MD. This blog post from The Coyle Law Group will drill down into the topic to unearth the reasons why.
The most apparent reason you should seek the services of a law firm that handles personal injury casework is that your rights will be protected to the fullest extent of the law. An experienced lawyer who cares for clients will not sit idly by while insurance companies and negligent individuals run roughshod over you.
Lawyers are well versed in the myriad details upon which a personal injury case can balance and they will put their experience to work on your behalf. Your attorney will know what evidence is required and the most efficient way to gather it. Not only that, but they will also ensure all paperwork and motions are filed to meet deadlines.
A law firm will be your representative and speak for you when interacting with insurance agents and other firms. You do not have to undergo the stress and pressure which is often brought to bear in such cases without the confidence that comes from having a stalwart representative by your side.
To learn more about having a personal injury lawyer represent you; contact The Coyle Law Group.
Here at The Coyle Law Group, our legal team wants to help as many people and families possible. Our law firm offers a variety of legal services that include representation for bankruptcy, foreclosure defense, personal injury, and guidance for student loan relief and repayments options. In order to help more people, we needed to have more than one location in Maryland. This way more people in the state have access to trusted, experienced attorneys. Check out our two locations below to discover which one is the closest to you.
- Phone: (443) 545-1215
- 7061 Deepage Drive, Suite 101-B Columbia, MD 21045
- Phone: (301) 273-5977
- 401 E Jefferson St. #201 Rockville, MD 20850
Regardless of the legal services you are seeking, both of our law firms in Maryland can represent clients in all of our areas of practice.
When you are seeking help from a trusted law office in your area, you can count on one of our law firms in Maryland for representation. Connect with our legal team right now online or give the closest law firm to you a call when you’re ready to schedule a consultation with a compassionate attorney who will fight on your behalf.
After graduating from college, you are excited to venture out into the world and begin building a career with your degree. However, many graduates find themselves struggling to repay their student loans, and it is impacting their lives in numerous ways.
What Options are Available to You?
Each situation is different from the last one, so you will need to connect with an attorney to help you decide which route is the best one for your specific circumstances. One option would be to choose to enter into an extended payment plan to help reduce your payments. Another option is to apply for an economic hardship deferment. To understand all of your options, you can rely on the legal team at The Coyle Law Group for guidance.
Schedule a Consultation
If you’re struggling to find a way to repay your student loans, we recommend scheduling a meeting with an attorney to help you better understand your financial situation. From assisting you with modifications to working out a deferment option, you can rely on our private student loan lawyer for help.
If you are seeking relief from your student loans, you need to reach out to our private student loan lawyer at The Coyle Law Group. Connect with us by dialing our Columbia location at (443) 545-1215 or our Rockville office at (301) 273-5977 right now for Maryland student loan relief.
When you find yourself facing financial turmoil, you might not be sure where you can turn for help. Our Maryland bankruptcy lawyers have experience helping families just like yours through this stressful situation. Find out below how our legal team is able to help you through this challenging obstacle.
Don’t just assume that your only two options are filing for bankruptcy or losing your home because our legal team is ready to help you with other alternatives. When facing foreclosure, you could possibly qualify for two different types of defenses— substantive and procedural. We cannot guarantee an outcome, but our legal staff and experienced attorney are here to provide you with a solid defense for keeping your home.
If you decide to go through with foreclosure mediation, it is recommended that you have representation because you’ll be in front of a judge for this process. During this process, we negotiate on your behalf to work out a deal that is beneficial to both you and the lender.
Let us help you face this overwhelming obstacle, so you will have a better chance of beating this foreclosure. Connect with our law offices by calling our Columbia location at (443) 545-1215 or our Rockville office at (301) 273-5977 today.
After you walk across the stage and accept your college diploma, you feel accomplished because you finished your degree. However, the student loans can begin to pile up after a while. It can be overwhelming when you get behind on your payments. Discover three reasons why you should turn to our law firm below when you need a private student loan lawyer.
Find the Right Solution for You
By hiring one of our attorneys, we will be able to help you come to a solution that is the best for your particular situation.
Our lawyers have experience helping other people with student loans problems. We are familiar with the laws and legal contracts that surround student loans.
Regain Financial Freedom
We’ll work with you to decide a payment amount that is more suitable for your needs, so you can maintain your standard of living.
If you find yourself wondering how you will be able to repay your student loans or if you have gotten behind on your monthly payments, you can turn to The Coyle Law Group for help. Call us right now at (443) 545-1215 to speak with one of our attorneys about your particular situation and repayment needs.
Understanding more about personal injury can help you determine if you have a case for our attorneys. For this reason, we thought it would be helpful to describe a few of areas that involve personal injury cases below.
We understand that money won’t bring your loved one back, but a wrongful death lawsuit will allow you to receive compensation for your pain and suffering. The purpose is to hold the person responsible accountable for the actions that lead to your loved one’s death.
Slip and Fall
Another type of personal injury case is a slip and fall. This happens when someone slips on something, whether it is a wet surface or something on the ground, and then they fall down.
If you’ve been involved in a car accident, you might be wondering how to pay for medical bills and your recovery from work. Our determined lawyers will fight on your behalf for compensation for your injuries.
Give us a call at (443) 545-1215 to schedule an appointment with a personal injury attorney in Columbia, MD.
Welcome to the blog for The Coyle Law Group! Our entire legal team is here to help you during your time of need. We help individuals and families across Maryland with a wide range of cases. Take a look below at our areas of practice to see how we can assist you.
From deciding if filing for bankruptcy is right for your family to understanding the different filing choices, you can turn to our experienced attorneys when you need legal guidance. With our years of experience, we will provide you with detailed information, so you can make an informed decision.
Losing the house that your family calls home is overwhelming, but our team is ready to make sure you do not go through it all alone. From helping you learn about the different types of foreclosures to mediation, you can rely on our legal team.
This category covers a lot of smaller topics including wrongful death lawsuits and car accidents.
After receiving your education, you are most likely faced with a lot of student loan debt. If you’re looking for options, you can turn to our team of attorneys for assistance to regain your financial freedom.
Connect with our law firm by calling (443) 545-1215 when you are in need of Maryland bankruptcy lawyers you can depend on to fight on your behalf.