Foreclosure Defense Attorney in Columbia, MD
When you are faced with the threat of foreclosure, you may not know where to turn for assistance. The Coyle Law Group is here to assist you when your worst fears are coming true. At our firm, our foreclosure defense attorney in Columbia, MD, offers services for individuals going through this nightmarish situation. Schedule a consultation with our real estate lawyer to determine whether mediation or a short sale is right for you.
Facing Foreclosure on Your Home
The prospect of losing your home to the bank can fill any individual with dread. When you are at risk of being left out in the cold, it is vital that you understand your rights and legal options. By speaking with a foreclosure defense attorney, you can trust that you have the guidance you need to give you the best chance at keeping your residence.
What Types of Foreclosure Defenses Are Available?
If you are facing a foreclosure situation, you have two types of legal defense that you can use. Our attorney is here to help determine if you qualify for substantive or procedural defenses. While we are unable to guarantee that you will stop a foreclosure, we can assist you with forming a defense that gives you the best chance at keeping your home.
In many cases, you may feel your only option is to file for bankruptcy or simply let the bank take your home. However, there is likely a better solution for you. When you are unable to continue to make mortgage payments, turn to our real estate lawyer to understand your options.
Going through Foreclosure Mediation
Under Maryland law, lenders are required to engage in mediation with homeowners once a foreclosure case has been filed. Because mediation involves a judge, it is important to have legal representation throughout the process. We have seen a high level of success representing clients in mediation.
How does mediation work? Under this process, the borrower negotiates with the bank to work out a mutually-beneficial deal. This deal allows the homeowner to remain in the residence as long as he or she lives up to the terms of the agreement.
Whether you have missed a couple of payments or you believe that loan modification may make things easier for you in the future, we are here to assist you. Our foreclosure defense attorney is happy to speak with you about your options so that you can make the right choice for this difficult situation.
Contact us in Columbia, Maryland, to learn more about our services for your foreclosure situation. We proudly represent clients throughout the state.